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About Insurance Coverage
What You Need To Know
Kentucky Senate Bill 63 mandates that all Kentucky Insurance Companies pay up to $500 per month for the treatment of autism and that includes ABA therapy.
View a copy of the bill

Kentucky Office of Insurance
The Kentucky Office of Insurance is an agency within the Public Protection Department. If you have questions regarding insurance reimbursement or would like to file a complaint, contact:

The Kentucky Office of Insurance
215 W. Main Street
Frankfort, KY 40602
800.595.6053
Website: http://doi.ppr.ky.gov/kentucky/

The Office of Insurance has numerous resource publications online including the following:
- Autism Treatment for Children
- Filing A Consumer Complaint
- Companies Selling Large Group, Small Group, and Individual Health Insurance in Kentucky
- Companies Selling in Kentucky's Individual Market
- Consumer Protection and Education Fact Sheet

Click to view the complete list of free publications
read more

If a claim is denied, it is very important to go through an appeals process. If you DO NOT exhaust all of your appeals you may GIVE UP other rights!

For individuals living outside of Kentucky, the Department can also give you information on where to go for help in your state.

Patient Advocate Foundation
The Patient Advocate Foundation is a national non-profit organization that serves as an active liaison between the patient and their insurer, employer and/or creditors to resolve insurance, job retention and/or debt crisis matters relative to their diagnosis through case managers, doctors and attorneys. Patient Advocate Foundation seeks to safeguard patients through effective mediation assuring access to care, maintenance of employment and preservation of their financial stability.
http://www.patientadvocate.org


Information Center
If you feel you need the assistance of legal counsel, the following firm is very experienced and is knowledgeable about autism and ABA therapy:

Tachau Maddox Hovious & Dickens PLC
Mr. Gregg Hovious
101 South Fifth Street
Louisville, KY 40202
(502) 588-2000
(502) 588-2020 (fax)
ghovious@tmhd.com

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